Insights

Thomas Schorn

U.S. Banking Crisis: Should You Be Worried?

Unable to meet withdrawal requests triggered by depositor panic, Silicon Valley Bank (SVB) was placed into receivership by the Federal...

Thomas Schorn

The Debt Ceiling and Deficit Spending

On January 19, 2023, the outstanding debt of the U.S. government reached its statutory limit, commonly called the debt ceiling....

Valerie Flores

The Biden-Harris Administration's Student Debt Relief Plan Explained

I ran across this link that explains the student debt relief plan well. Please click on the link below to read....

Thomas Schorn

Should You Care About Inflation?

As we saw another fed fund hike of 0.75 percent last week, I thought it would be worthwhile to talk about the basics of inflation. It is...

Thomas Schorn

Rising Rates Join Long List of Housing Dilemmas

Homebuyers braving the hot U.S. housing market have run headlong into a striking transition. The average interest rate for a 30-year...

Thomas Schorn

The Market Has Witnessed Record Volatility Lately

It’s no secret that markets have been gyrating over the last few weeks as investors have focused on inflation. In our opinion, volatility...

Thomas Schorn

The Affordability Problem in Housing

Strong demand for housing may give some flashbacks to 2007/2008, but this is not necessarily a bubble. We believe the work-from-home has...

Thomas Schorn

Russia + Inflation + Interest = ?

It's no secret that the underlying market dynamics have changed over the past month due to geopolitical forces potentially causing a...

Thomas Schorn

Colliding Forces: Russia, Oil, Inflation, and Market Volatility

The Russian invasion of Ukraine has drawn condemnation and punitive sanctions from the United States, Europe, and their allies. The...

Thomas Schorn

Help Wanted: Why Can't Businesses Find Enough Workers?

The headline U.S. unemployment rate fell from 6.7% at the end of December 2020 to 3.9% in December 2021, marking the most considerable...